Storm Damage Inspection Process

JMR Construction and Engineering can inspect your home, FREE of charge, properly identifying hail damage to the following areas; roofing, siding, gutters, fascia, soffit and screens. We are “Haag Certified”  We are trained to quickly and accurately inspect for damage and correctly evaluate that damage.

Step 1: Property Inspection: 
We inspect your property for any significant damage caused by wind or hail storms, and share our findings with you.

Step 2: Document the Damage and File a Claim:
Damage to the property is photographed and presented to you, in some cases the damage that has occured may not exceed your deductible and filing an insurance claim might not be required.  If the damage is severe enough, it will be necessary to file a claim, and the best way to file a claim is to go online and use your insurance company’s website. Once a claim has been reported, your insurance company will assign it to an adjuster who will contact you to schedule the adjustment.  When the adjuster calls to schedule the property inspection appointment, be sure to let him know you’re working with a Contractor who is willing to provide assistance with identifying any storm damages that is related to the claim. Remember to record and pass on your adjuster’s contact information, in case the inspection needs to be postponed because of weather or other reasons.

Step 3: Prepare for Adjustment, Diagram and Measure:
Our experts will diagram the property, and then proceed to measure everything to the inch to insure the proper amount of material will be calculated and used to bring your property to pre-storm condition or better. After digital documentation and measurements have been done, we will prepare a line item estimate of repairs to be presented to your insurance company. This estimate will list in detail all of the material and labor needed to repair your property the right way.
When generating the actual cost of the repairs, we use the same fair market pricing database software (Xactimate) that most major insurance companies use. This keeps us on the same page as your insurance company and it makes it easier for them to approve a complete and fair settlement for you.

Step 4: Meet the Adjuster on the Property:
Prepared with all of our documentation and our estimates, we stand willing and ready to assist the insurance adjuster on the property to review all the damages. Most of the adjusters in the insurance restoration industry are experienced and professional, sharing knowledge about the extent of your repairs usually saves a lot of time having to go back and forth with the insurance company in case their adjuster overlooks something that they should cover.

Step 5: Receive Insurance Scope of Damage Paperwork:
Within about 5-10 business days after the adjustment, your insurance company will issue an initial report outlining the repairs and the funds needed to restore your home to pre-storm condition. Contact your project manager to schedule a time to review the paperwork and select materials.

Step 6: Select Materials and Schedule the Work:
Shingle or siding color, manufacturer, warranty…We prefer to use quality materials and workmanship that we can stand behind. At this time, your project manager will go over the installation details and schedule a date to begin your project. Be sure to inquire about possible upgrades with your project manager.

Step 7: Installation
We will perform the repairs and only those repairs to the property that you have agreed for us to do according to the approved insurance estimate. Our project manager will supervise the work and conduct a final walk-through to ensure a quality job.

Step 8: Submit Certified Invoice:
Upon completion of the job, we will submit a certified invoice to your insurance company requesting the release of all depreciation related to the repairs performed.

Need An Inspection?

Call us at 608-774-7663 or send us an email below.